Comprehensive Legal

Note: A legal expenses product guaranteed to meet all your needs from just R122 per month

Features & Benefits

Gold Option

For R122pm you get up to R120 000 legal cover per annum

Labour matters (CCMA, Bargaining negligence, RAF contingency)
Administration of the deceased estates(max. contribution is R1 500.00)
Standard agreement
Wills
Custody
Conveyancing – R6 000
Bail benefit – R3 000
Accident protect
R120 000 cover for only R122pm.

Prestige Option

For R165pm you get up to R150 000 legal cover per annum

Legal advice
Civil matters (excl. medical negligence, RAF contingency)
Criminal matters (excl. appeals an reviews)
Labour matters (CCMA ,Bargain council, labour court)
Administration of deceased estates (max. contribution is R2 500)
Standard agreement
Wills

Custody
Maintenance matters
Divorce (contested and uncontested)
Conveyancing – R7 000
Bail benefit – R3 000
Fines Protect
Accident protect
Pothole protect
R150 000 cover for only R165pm.

Comprehensive Legal

Fees that will NOT be paid

Unless we have given our prior written approval for the appointment and fee, we will not pay:

An expert witness fee
Tracing fees
Motor vehicle accident report
Medical report
Medical examinations
Credit profile reports from a credit bureau.

Property

Conveyance of private residential property
Payment of: Legal Transfer fees
Drafting of lease and sale agreements

Appeals

Covered at insurer’s discretion

Additional Benefits

Comprehensive legal offers the following additional benefits at no extra cost, depending on option selected:

Bail benefit
Up to R 3 000 will be paid on your behalf in the event of an arrest (This benefit applies only for minor crimes)
Fines Protect
Guarantees reduction of your traffic fines and provides a painless channel to pay.

Accident protect
Provides victims of motor vehicle accidents in SA with immediate access to an effective Road Accident Fund (RAF) claims management system.
Pothole Protect
Recovery of money spent on damaged tyres, mags or rims caused by potholes.