Comprehensive Legal
A legal expense coverage product guaranteed to meet all your needs from just R141 per month
Features & Benefits
Gold Option
From R141pm you get up to R120 000 legal cover per annum
- Labour matters (CCMA, bargaining negligence, RAF contingency)
- Administration of the deceased estates(max. contribution is R1 500.00)
- Standard agreement
- Wills
- Conveyancing – R6 000
- Bail benefit – R3 000
- Accident protect
- Legal advice
- Civil Matters (Excl. medical negligence, RAF contingency)
- Criminal matters (Exc. appeals and review
- Maintenance and custody disputes
- Divorce(contested and uncontested).
Prestige Option
From R191pm you get up to R150 000 legal cover per annum
- Legal advice
- Civil matters (excl. medical negligence)
- Criminal matters (excl. appeals an reviews)
- Labour matters (CCMA ,Bargain council, labour court)
- Administration of deceased estates (max. contribution is R2 500)
- Standard agreements
- Wills
- Custody and maintenance disputes
- Divorce (contested and uncontested)
- Conveyancing – R7 000
- Bail benefit – R3 000
- Fine protect
- Accident protect
- Pothole protect
Comprehensive Legal
Fees that will NOT be paid
Unless we have given our prior written approval for the appointment and fee, we will not pay:
- An expert witness fee
- Tracing fees
- Motor vehicle accident report
- Medical report
- Medical examinations
- Credit profile reports from a credit bureau.
Property
- Conveyance of private residential property
- Payment of legal transfer fees
- Drafting of lease and sale agreements
- Bond registration fees
Appeals
- Covered at insurer’s discretion
Additional Benefits
Comprehensive legal offers the following additional benefits at no extra cost, depending on option selected:
- Bail benefit
- Up to R 3 000 will be paid on your behalf in the event of an arrest (This benefit applies only for minor crimes)
- Fines Protect
- Guarantees reduction of your traffic fines and provides a painless channel to pay.
- Accident protect
- Provides victims of motor vehicle accidents in SA with immediate access to an effective Road Accident Fund (RAF) claims management system.
- Pothole Protect
- Recovery of money spent on damaged tyres, mags or rims caused by potholes.