Comprehensive Legal

 A legal expense coverage product guaranteed to meet all your needs from just R141 per month

Features & Benefits

Gold Option

From R141pm you get up to R120 000 legal cover per annum
  • Labour matters (CCMA, bargaining negligence, RAF contingency)
  • Administration of the deceased estates(max. contribution is R1 500.00)
  • Standard agreement
  • Wills
  • Conveyancing – R6 000
  • Bail benefit – R3 000
  • Accident protect
  • Legal advice
  • Civil Matters (Excl. medical negligence,  RAF contingency)
  • Criminal matters (Exc. appeals and review
  • Maintenance and custody disputes
  • Divorce(contested and uncontested).

Prestige Option

From R191pm you get up to R150 000 legal cover per annum
  • Legal advice
  • Civil matters (excl. medical negligence)
  • Criminal matters (excl. appeals an reviews)
  • Labour matters (CCMA ,Bargain council, labour court)
  • Administration of deceased estates (max. contribution is R2 500)
  • Standard agreements
  • Wills
  • Custody and maintenance disputes
  • Divorce (contested and uncontested)
  • Conveyancing – R7 000
  • Bail benefit – R3 000
  • Fine protect
  • Accident protect
  • Pothole protect

Comprehensive Legal

Fees that will NOT be paid

Unless we have given our prior written approval for the appointment and fee, we will not pay:
  • An expert witness fee
  • Tracing fees
  • Motor vehicle accident report
  • Medical report
  • Medical examinations
  • Credit profile reports from a credit bureau.


  • Conveyance of private residential property
  • Payment of legal transfer fees
  • Drafting of lease and sale agreements
  • Bond registration fees



  • Covered at insurer’s discretion


Additional Benefits

Comprehensive legal offers the following additional benefits at no extra cost, depending on option selected:

  • Bail benefit
  • Up to R 3 000 will be paid on your behalf in the event of an arrest (This benefit applies only for minor crimes)
  • Fines Protect
  • Guarantees reduction of your traffic fines and provides a painless channel to pay.


  • Accident protect
  • Provides victims of motor vehicle accidents in SA with immediate access to an effective Road Accident Fund (RAF) claims management system.
  • Pothole Protect
  • Recovery of money spent on damaged tyres, mags or rims caused by potholes.